Living in a community run by a homeowners’ association (HOA) has its benefits. However, it can also make things confusing if you want to make changes to your property, including interior remodeling projects. Before you move forward with that quote, read on as DreamMaker Bath & Kitchen of Schaumburg shares insight on how you can get the most out of your renovation without getting in trouble with your HOA.
Individual vs. Common Property
The first thing you need to know is that every HOA has its own set of rules and regulations, and it always helps to consult the CC&Rs before you start any renovation plans (more on this below). The type of property is also an important part: the rules that apply to houses are different than those that apply to apartments or condos.
If you live in a condominium, pay attention to which parts of the property are defined in the CC&Rs as individual and which ones are common property. Most HOAs allow changes to individual property without approval, which usually includes things like paint, major appliances and cabinetry, among others. Common property is defined as parts of the property shared by more than one condo unit, and includes common walls (including fenestrations), load-bearing structures and pipes that serve more than just one unit. Under most circumstances, you have to have approval from the HOA before you can make changes to common property.
Covenants, Conditions & Restrictions
Covenants, conditions and restrictions (CC&Rs) are the equivalent of a handbook on what the HOA will and won’t allow in each property, from pets to paint color, as well as home renovations. Obtaining an approval involves filling out an application that details the plan of your remodel. The more detailed an application is, the better chance of it getting approved.
This is where a design/build remodeling company like us comes in handy. During your initial consultation and home survey, we can help you go over the CC&Rs and prepare your application, make sure that all proposed changes are compliant and help you get your project started.
A Few More Things to Remember
Make sure that you get HOA approval in writing. It may protect you in case of a dispute. The approval process usually takes a month, so you will have to be patient as you wait for the results. More importantly, you need to work with a remodeler that has experience working with HOAs.
Let’s Start a Conversation!
Searching online for a “remodeler near me”? Call DreamMaker Bath & Kitchen of Schaumburg and get started with a no-obligation consultation — call us at (847) 416-8451 or contact us online! We serve homeowners in Arlington Heights, Elk Grove and Palatine. Our service area also includes Hoffman Estates, Barrington and Bartlett.
